Terms & Conditions

1. Acceptance of Terms

These Terms & Conditions apply to all visitors, applicants, merchants, referral sources, ISO partners, and other users of Sedona Equity Group's website and online forms. Your continued use of the website means you accept the version of the Terms posted at the time of use.

2. Our Services

Sedona Equity Group provides access to business funding opportunities, revenue-based financing programs, merchant funding support, underwriting review, and ISO partner intake services. Services may include reviewing business information, bank statements, processing history, ownership details, and other documents used to evaluate funding options.

Sedona Equity Group is not a bank. Funding availability, structure, pricing, approval, and timing depend on underwriting review, program requirements, documentation, verification, and final agreement terms.

3. Information You Submit

You agree that information you submit is accurate, current, complete, and authorized for submission. You are responsible for ensuring that any business owner, applicant, merchant, or third party whose information you provide has authorized you to share that information with Sedona Equity Group.

By submitting information, you authorize Sedona Equity Group and its service providers, funding partners, processors, underwriters, agents, and representatives to review, verify, and use that information for application intake, underwriting, funding evaluation, fraud prevention, compliance, partner support, and related business purposes.

4. Eligibility and Authorized Use

This website is intended for business-purpose use only. You may not use the website for unlawful activity, unauthorized data submission, misleading applications, fraudulent documentation, system abuse, scraping, reverse engineering, or interference with website security.

If you submit information on behalf of a business, merchant, or client, you represent that you have authority to do so.

5. Calls, Texts, Emails, and Electronic Communications

By providing contact information, you consent to receive communications from Sedona Equity Group and its representatives regarding applications, submissions, funding options, ISO partner opportunities, documentation, servicing, and related matters. Communications may occur by phone, email, text message, or other electronic means.

You may request that non-essential marketing communications stop by contacting us. Transactional, application-related, compliance, and servicing communications may still be sent where permitted by law.

6. ISO Partner Submissions

ISO partner applications and referrals are subject to review and approval. Submission of an ISO partner application does not create a partnership, agency relationship, exclusivity, commission entitlement, or funding obligation unless confirmed in a separate written agreement signed or accepted by Sedona Equity Group.

Any commission, referral fee, payout, deal protection, submission procedure, or partner obligation is governed by the applicable written ISO or broker agreement, not by general website statements.

7. No Funding Guarantee

Website content, timelines, examples, statistics, testimonials, program descriptions, or estimated decision times are for general informational and marketing purposes only. They do not guarantee approval, funding, pricing, specific terms, renewal eligibility, commission payment, or funding speed.

All funding decisions are subject to underwriting, verification, final documentation, business performance, bank activity, compliance requirements, and funding partner criteria.

8. Third-Party Services and Links

The website may include links, integrations, forms, processors, analytics tools, communication tools, or service providers operated by third parties. Sedona Equity Group is not responsible for third-party websites, platforms, security practices, content, terms, or privacy practices.

9. Intellectual Property

All website content, branding, layout, graphics, copy, logos, icons, code, and design elements are owned by Sedona Equity Group or its licensors unless otherwise stated. You may not copy, reproduce, distribute, modify, or create derivative works from website content without written permission.

10. Disclaimers

The website and its content are provided on an "as is" and "as available" basis. Sedona Equity Group does not warrant that the website will be uninterrupted, error-free, secure, or free from harmful components.

Nothing on the website is legal, tax, accounting, investment, or financial advice. You should consult your own advisors before entering into any funding, referral, or business arrangement.

11. Limitation of Liability

To the maximum extent permitted by law, Sedona Equity Group and its owners, officers, employees, representatives, service providers, and partners will not be liable for indirect, incidental, consequential, special, punitive, or lost-profit damages arising from your use of the website, submission of information, or reliance on website content.

12. Indemnification

You agree to indemnify and hold Sedona Equity Group harmless from claims, losses, damages, liabilities, costs, and expenses arising from your misuse of the website, inaccurate submissions, unauthorized sharing of third-party information, violation of these Terms, or violation of applicable law.

13. Changes to These Terms

We may update these Terms from time to time. Updates will be posted on this page with a revised effective date. Continued use of the website after changes are posted means you accept the updated Terms.